Mutual Funds
Globally, individuals choose to invest in Mutual Funds for their potential to generate better return than most other asset classes over the long-term, but they just don’t know where to begin.
Mutual Funds range from low risk to high risk but due to the word “risk”, most individuals are skeptical of putting in their hard-earned savings into it. They are constantly researching to find which fund should they invest in that would give them the benefits of Mutual Funds with the least amount of risk.
We at One Capital assess various mutual funds for their performance & risk among other factors – with the aim of identifying the best fit funds for you.
Voluntary Pension Schemes
“Start saving early for a care-free retirement” – this statement is preached by many but practiced by few.
Pension schemes provide a source of income in the form of annuity during retirement – our advisors aim to understand our investors capacity to put aside a portion of their savings in such schemes to ensure that there is no compromise for them once they opt to retire.
Knowing that you can draw a monthly pension post retirement is one of the most common goals for our investors.
Separately Managed Accounts (SMA’s)
While there are a multitude of products which are available with various asset managers, they may still not be a perfect fit for someone. In cases where high-net worth individuals look for a more tailor made investment solution – we help them structure the ideal investment solution which we believe works better for them.
Where as in mutual funds, you co-own the assets of the fund with all other investors, with SMA’s you own the entire assets of the fund.
Stocks
Stocks are a valuable part of an investment portfolio. Owning stocks in different companies can help you grow your savings, protect your money from inflation and taxes, and maximize income from your investments. It’s important to know that there are risks when investing in the stock market. Like any investment, it helps to understand the risk/return relationship and your own tolerance for risk.
Historically, long-term returns offered by investing in equities have been better than returns from cash or fixed-income investments such as bonds. However, stock prices tend to rise and fall over time. Investors may want to consider a long-term perspective for their equity portfolio because these stock-market fluctuations do tend to smooth out over longer periods of time.